We provide personalized strategies that have helped many clients address negative items, improve credit behavior, and position themselves for better approvals. Every file is different, and results are never guaranteed — but we guide you through the process step by step.
$10K–$50K+ in Funding
Get Approved Faster
The problem isn’t your score, it’s how your credit is structured. We fix that to position you for the best approvals possible.
BOOK YOUR FREE CALL
100+ Clients Helped
800+ Credit Scores
$5M+ Funded
6-7 figure Businesses Launched
100+ Clients Helped800+ Credit Scores$5M+ Funded6-figure Businesses Launched
BUSNIESS PARTNERS
Join over 200+ businesses to elevate your Financial growth
Who I Am?
Hi, I’m Zeeshan Janjooa and I help clients bounce back from denials, bad credit, and high-interest traps, by guiding them to structure their credit, business, and finances the right way.
After working in the financial industry and reviewing hundreds of credit files and business financials, I’ve seen first-hand how easily people make costly mistakes. I know because I lived it.
At 19, I maxed out cards, took bad loans, chased the wrong advice, and wrecked my credit. It took me years to rebuild, learning every lesson the hard way.
Now I’ve built a strong personal credit profile with high 5-figure limits and, more importantly, I’ve guided clients across Canada and the U.S. to do the same. I’ve sat on both sides: You either leverage the system, or it leverages you.
There Are Two Types of People in This System.
Which One Are You Becoming?
Type 1
Trapped in debt.
Denied for funding.
Paying high interest with the wrong lenders, stuck with no clear way out.
Type 2
Structured right. High credit limits.
Approved by top lenders with the best rates, terms, and funding opportunities.
Results
Proven Results That Speak for Themselves
From funding millions to sourcing hundreds of vehicles, our numbers reflect the trust and transformation we deliver. Join the growing community of clients reaching new levels of financial success with ZVO Consulting.
Funding Secured
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Vehicles Sourced
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Clients Helped
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Client Success Rate
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Core Services
Clear Strategy. Expert Support. Proven Results.
Most people get denied or stuck following the wrong advice. We guide you step by step with proven systems, expert mentorship, and lender-ready strategies that give you the highest odds of approval and position you for long-term success.
Personal Credit Consulting
- Repair, rebuild, and optimize your credit
- Trade-line planning, utilization, and score growth
- Access $10K–$50K+ in credit cards, loans, and LOCs
Business Credit and Funding
- Build business credit and structure for funding
- Full support with setup, compliance, and prep
- Access $10K–$1M+ in LOCs, credit cards, and loans
Vehicle and Equipment Service and Funding
- Source and finance cars, trailers, or equipment
- Credit prep, broker access, and term negotiation
- Full support across Canada, U.S., and Dubai
Customers Feedback
This is What Happens When You Get The Right Guidance
We’ve been helping clients quietly win offline for years, real strategies, real approvals, and real support that actually works. Now, here’s what it looks like.
Day 1 to Month 12
Start With a Free Assessment.
Choose Your Path.
We begin with a no-pressure call to assess your credit, business, or funding goals.
If we’re the right fit, you’ll move forward with a strategy tailored to your journey—whether
personal, business, or equipment-based.
Personal Credit Only
Restore and build your personal credit score
Step 1
Strategy Call + Credit Audit
We review your current credit profile and provide a personalized step-by-step action plan to help you build or repair your credit.
Step 2
Credit Repair and Utilization Strategy
We help you implement proven strategies to remove negative items, reduce utilization, and improve your profile for stronger approvals.
Step 3
First Approvals (Credit Cards, Lines of Credit)
Once your profile is ready, we guide you to secure your first round of credit approvals—from personal credit cards to lines of credit.
Step 4
Score Growth to 700+
Through structured strategy, coaching, and ongoing mentorship, we help you reach and maintain a 700+ credit score to unlock bigger financial opportunities.
Step 5
Optional: Long-term Credit Stacking
We provide advanced guidance to strategically add additional credit lines and increase your total available credit and financial leverage.
Step 6
Pre-Approval Support for Major Purchases
We guide you to confidently qualify for home, auto, or other major financing needs, using advanced strategies to maximize your chances of approval at the best possible terms.
Existing Business Owners
Take Your Business to the Next Level With Our Credit and Capital Optimization System
Step 1
Strategy Call + File and Debt Review
We conduct a comprehensive review of your current business financials, credit reports, and existing debt to assess your funding and growth potential.
Step 2
Business Funding Strategy + Score Optimization
We design a targeted funding roadmap and implement strategies to strengthen your business credit scores and position you for approvals.
Step 3
Structure Optimization and Cash Flow Planning
We guide you in restructuring your business operations to improve efficiency, reduce unnecessary costs, and enhance cash flow to support scalable growth.
Step 4
Access to LOCs, ABLs, and Equipment Financing
We connect you to lenders and help you secure specialized funding solutions such as lines of credit, asset-based lending (ABL), and equipment financing tailored to your business needs.
Step 5
Interest Rate Reduction + Bank Lending Readiness
We guide you through reducing your cost of capital and preparing your business for traditional bank lending approvals by optimizing financials and improving your credit posture.
Step 6
Ongoing Financial Reviews + Scaling Support
We provide ongoing financial analysis, credit tracking, and strategic coaching to help you scale confidently and continuously expand your access to premium funding sources.
Vehicle and Equipment Funding
Vehicle and Equipment Finder and Funding. Source, Finance, and Secure Vehicles and Equipment With Confidence.
Step 1
Consultation and Needs Assessment
We discuss your vehicle or equipment requirements, timeline, and budget. Whether you're seeking a personal vehicle, fleet, or specialized equipment, we'll map out the full process with you.
Step 2
Sourcing and Inventory Matching
We leverage our exclusive dealership network (over $50M+ sourced) to find vehicles or equipment that meet your exact needs—often at wholesale or direct dealer pricing.
Step 3
Lender and Financing Preparation
We help prepare your credit profile and supporting documents (if applicable) to maximize your approval odds for auto loans, equipment leases, or commercial fleet financing.
Step 4
Dealer and Broker Negotiation Support
We act as your trusted advocate to negotiate pricing, warranty packages, and contract terms with dealers or brokers—helping you avoid unnecessary markups and hidden fees.
Step 5
Funding and Purchase Coordination
We guide you through the financing application process, coordinate with lenders, and ensure your funding approval aligns with your purchase timeline.
Step 6
Delivery and Vehicle Handoff
Once approved, we assist with delivery coordination and ensure the entire transaction process is seamless, transparent, and hassle-free.
Step 7
Ongoing Support and Future Sourcing
As your needs grow, we remain your trusted partner for future vehicle upgrades, fleet additions, or new equipment sourcing.
Why People Trust Us
Built on Results. Backed by Experience.
Before ZVO ever existed online, we were quietly helping clients fix credit, get funding, and structure their businesses
behind the scenes.Today, we bring that same real-world strategy to every client we work with,
without the noise, guesswork, or generic advice.
Where It Started
ZVO began with one goal, to help people in real life. It started with friends, family, and referrals, helping people fix credit, avoid bad lenders, and get approved. No fluff, just results.
What We’ve Learned
After reviewing hundreds of profiles and deals, one thing was clear, most people weren’t the problem, the advice was. We simplified the process, built smarter systems, and focused on real outcomes, not hype.
Where We’re Headed
We’ve now helped secure over $5M in funding, sourced 250+ vehicles and equipment, and worked with clients across Canada and the U.S. From new entrepreneurs to established operators , we focus on impact, not volume.
Program And Plans
Your Customized Roadmap to Credit, Funding, and Business Success
Whether you’re rebuilding, starting fresh, or scaling a business, we offer proven step-by-step programs backed by mentorship, execution, and real lender insights. No fluff. No guesswork. Just strategy that works.
Credit and Funding Strategy Plan
A personalized roadmap to improve credit and secure funding.
$97
- Per Sonalized Strategy
- Step-by-Step Guidance
- Lender Matching
Vehicle and Equipment Sourcing
We help you find, finance, and finalize your next vehicle or asset.
$497
- Trusted Network
- Credit and Financing Assistance
- End-to-End Support
Listen In Their Own Words
Testimonials
Abisham J.
★★★★★
“I had a decent score, but couldn’t get anything big approved. Zeeshan and the ZVO team showed me how to structure everything properly. I went from a 700 to over 780, and got $15K in approvals right away, then another $10K over a few months. ”
Timur R.
★★★★★
“I’ve applied for funding before but always got small limits. With Zeeshan’s help, I got my biggest approval ever—$17.5K on day one. Over the next 6 months, I secured another $20K. The plan actually works, it’s not just theory or advice. It was all step-by-step.”
Paul C.
★★★★★
“I was looking for funding and help with sourcing a truck. Zeeshan guided me through the process, helped secure a $50K LOC, and even handled the full setup for my new 26ft commercial truck. The experience was simple, fast, and delivered as promised.”
Tariq M.
★★★★★
“Before working with Zeeshan, my biggest LOC was $50K. With his help, I secured a $150K unsecured line and added over $50K in new credit cards. The strategy was clear, and everything was handled step by step. Easily the best results I’ve had.”
Shane R.
★★★★★
“I had no idea where to start with buying my first car. Zeeshan helped me find the right one, negotiated the deal, and even help set me up with insurance at the lowest rate I could find. On top of that, I got $10K in credit approvals and moved my existing debt to a 0% card for 12 months.”
Steven J.
★★★★★
“Thanks to Zeeshan, I went from a $30K LOC to over $120K unsecured funding. I also received $60K in new business credit. The process was smooth, strategic, and very well explained. This was a game-changer for my business.”
Request a Quote
Get a personalized estimate tailored to your needs. Fill out the form and we’ll get back to you shortly!
Frequently Asked Questions
Personal Credit
Business Credit & Funding
Vehicle & Equipment
Strategy Calls & Payment
Personal Credit
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Can you help me improve my credit?
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Is this credit repair or legal advice?
No — we are not a credit repair agency or a law firm. We offer credit consulting and educational strategies based on your report and goals. You are responsible for submitting disputes or updates, and we show you how to do it properly.
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How soon will I see results?
Timelines vary depending on your file, your actions, and how fast credit bureaus or lenders respond. Some clients see changes in 30–90 days, but no specific outcome or timeframe can be promised.
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What do I get with the credit consulting service?
You’ll receive a full credit audit, step-by-step plan, dispute templates, credit-building tools, lender suggestions, and ongoing support based on your file.
Business Credit & Funding
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Can I build business credit if my personal credit isn’t great?
Yes — we can help you start building business credit even if your personal score needs work. However, stronger personal credit increases your chances of qualifying for funding.
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Do I need a registered business to get started?
Yes. You’ll need a registered business (e.g. Inc., Ltd., or Sole Proprietorship), a business bank account, and basic documentation to begin building credit or applying for funding.
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Do you guarantee funding approvals?
No. We do not guarantee results or approvals. Our role is to prepare your file, guide you through the process, and connect you with credible lenders or partners. Success depends on many factors, including your income, credit, debt, and timing.
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Will you apply on my behalf?
No. You maintain control of your applications. We provide education, guidance, and document support — and help review everything before you apply.
Vehicle & Equipment
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Can you help me get a car, truck, or trailer for personal or business use?
We offer sourcing guidance and financing prep based on your situation. While we don’t guarantee approvals, we work with trusted partners and help you position your application properly.
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What if I have poor credit or no income proof?
We’ll show you how to improve your credit file and what’s required to become lender-ready. In some cases, co-applicants or alternate income proof may be needed.
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Do you finance trailers and equipment directly?
We are not a lender, but we work with clients to prepare for financing and refer you to trusted financing partners based on your file.
Strategy Calls & Payment
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What’s the strategy call for?
To understand your current situation, goals, and what’s possible based on your file. You’ll get a custom plan and expert guidance — all in one clear, focused call.
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What if I don’t find it valuable?
We offer a 100% satisfaction guarantee on strategy calls. If you feel you didn’t get value, just let us know — we’ll refund the full amount.
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Do you offer payment plans for services?
Yes. Many of our services can be split into 2–3 monthly payments. We’re flexible and can work around your budget.